If you’re looking for a secured (homeowner) loan, Sinclair Consultancy can help. Our free and impartial loans comparison service will search for the best secured loans for your needs and circumstances.
A secured loan is a loan where you will be required to use your property as security against the loan, so the lender is able to balance the risk of lending to you. The amount that can be borrowed differs from lender to lender and your individual circumstances. The amount that can be borrowed, the term available and the Annual Percentage Rate (APR) will depend on:
You need to think very carefully about how you manage a secured loan. If you default on the loan you risk losing your home.
Secured loans allow you to borrow more and repay over a longer period than a personal loan – up to 25 years. They can normally be used for almost any purpose and as the lender has the benefit of security they can be offered to people who may be excluded from other loans. Borrowers, who are self-employed, have recently changed jobs or have previous credit problems will be considered for a secured loan. They are also useful for borrowing larger sums or where the applicant requires a longer repayment period.
Finding the best secured loan for your situation can be complicated as there are many factors for the lender to take into account. With so many providers offering secured loans, trying to compare them all yourself could take forever.. All you need to do is tell us a few details about the loan you’re looking for and your personal circumstances. It’s free, impartial and any information you give us will remain confidential and secure.
As well as comparing the available secured loans. Some lenders prefer to only work through brokers. therefore we will have a wider choice of lenders to suit all circumstances and will use our expertise to match a secured loan to your circumstances.
”We have been associated with Sinclair Consultancy for several years and have had many clients introduced by them. The quality of the personal service they offer to clients has led to us be instructed by the same clients time after time.
They are one of the best Mortgage Brokers we have come across particularly in arranging mortgages at the most difficult end of the domestic and commercial mortgage market.”
Peter Jobes, Partner, Murray Humphries Solicitors